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  1. I’ve learned quite a few important things via your post. I would also like to mention that there may be a situation that you will get a loan and never need a co-signer such as a Fed Student Support Loan. But if you are getting a loan through a traditional finance company then you need to be ready to have a co-signer ready to help you. The lenders will certainly base their own decision using a few elements but the largest will be your credit history. There are some loan merchants that will in addition look at your work history and choose based on this but in almost all cases it will depend on your rating.

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